For merchants
Payments that don't cost you trust
Merchants keep loyalty and control. Customers get fairness and clarity. Everyone wins.
Your timeline
Settlements on your terms
Same-day or scheduled settlements, no more waiting weeks for your money.
Your brand
Customers stay yours
Flexible payments under your brand, not ours—loyalty stays where it belongs.
Days, not months
Lightweight integration
Get started in days with simple integration, no rip-and-replace of your stack.
Built fairly
Ethical by design
Aligned with Sharia principles for ethical finance, open to everyone.
The Problem
Hidden costs erode trust
Most payment schemes create hidden costs that damage relationships between merchants and customers.
Merchants suffer
Lose margin to fees and rigid settlement terms that restrict cash flow and business growth.
Customers trapped
Locked into confusing credit and late fees that create financial stress and uncertainty.
Trust erodes
Hidden costs and complex terms destroy the foundation of honest commerce.
Our difference
Fairness first
Origins was built as a direct response to industry problems—a payment system that puts merchants and customers on the same side.
Merchant-first
You choose how and when you get paid, with full control over cash flow and customer relationships.
Fair & transparent
No hidden catches. Every term is clear, every fee is upfront, every process is honest.
Ethical by design
Aligned with Sharia principles—open and accessible to everyone, regardless of background.
For Merchants
Start at 0% fees. Deposit-backed spending means near-zero default.
Unlock lower fees, approve more customers, and build community with our deposit-backed rewards wallet.
Features
Take back control of your payment processing
Tools designed to support your business growth, not hinder it—with terms your customers can understand.
Control your cash flow
Same-day or scheduled settlements, on your terms. No more waiting weeks for your money.
Grow sales without losing loyalty
Flexible payments that stay under your brand. Your customers remain your customers, not ours.
No heavy tech
Get started in days, not months. Simple integration that doesn't require a complete overhaul of your existing systems.
Trust & standards
Built for compliance and clarity
We're building a payment ecosystem you can stand behind—with safeguards your finance team and customers expect.
FSCS protected
We operate under the regulatory framework for financial institutions.
Regulated accounts
Your deposits are protected by the Financial Services Compensation Scheme.
FCA authorization
In progress
Sharia-aligned
Our services are designed to align with Sharia principles.
Zero unsecured debt
You only spend what you've saved.
Our people make the difference
We're an extension of your customer service team, and all of our resources are free. Chat to our friendly team 24/7.
Join the Merchant Waitlist
Be among the first merchants to offer deposit-backed payments.